COVID-19 Hardship/MyHomeCT

Under the American Rescue Plan Act of 2021, Connecticut has been awarded approximately $123 million to establish MyHomeCT, a program funded by the Homeowner Assistance Fund. The goal of MyHomeCT is to cure mortgage delinquencies and defaults, and prevent foreclosures among eligible homeowners that occurred as a result of the COVID-19 pandemic. The program also includes assistance for qualified non-mortgage expenses including, but not limited to, non-escrowed real estate taxes and insurance as well as condominium or homeowners' association fees.

The CT Department of Housing is the responsible entity for the program, and has designated the Connecticut Housing Finance Authority (CHFA) to administer it on its behalf.

One expense covered under the MyHomeCT program is non-escrowed real estate property taxes. The Program may reinstate delinquent property taxes, provide up to 12 months of forward property tax payments or a combination of both. Some details to note: real estate property taxes that were assessed on the October 2018 Grand List and subsequent Grand Lists are eligible expenses; the Program is for owner occupied 1–4 unit homes, condominiums or manufactured homes; the program maximum award amount is $30,000 and the grant awards will be made directly to the creditor.

Please visit their website to learn more: www.chfa.org/myhomect

Or call 877-894-4111 Monday-Friday 10am-8pm EST

If you need help with your application, you may call 877-894-4111 Monday-Friday 10am-8pm EST or visit one of the MyHomeCT Resource Centers for help with your application. The list of resource centers can be found on www.chfa.org/myhomect

This Program will run until the funds have been exhausted or September 2025. Please help us spread the word about MyHomeCT, so homeowners have a chance to get relief with this funding.